TERMS AND CONDITIONS
1. Introduction These Terms and Conditions govern your purchase of digital products from [IL TUO NOME/NOME AZIENDA]. By completing a purchase, you agree to be bound by these terms.
2. Digital Products and Refund Policy We sell digital downloads (eBooks and Excel templates). Due to the immediate, accessible nature of digital products, all sales are final. By downloading the files, you expressly agree to waive your right to withdrawal or refund.
3. Intellectual Property All materials provided are the exclusive property of Fabrizio De Togni. Your purchase grants you a single, non-transferable personal license to use the files. You may not reproduce, distribute, modify, resell, or share these files, in whole or in part, with third parties.
4. Limitation of Liability The tools and information provided (including the Excel models) are for educational and operational planning purposes only. Fabrizio De Togni makes no guarantees regarding the financial success or profitability of your business and cannot be held liable for any direct or indirect damages, financial losses, or operational failures resulting from the use of our products.
5. Governing Law These Terms shall be governed by and construed in accordance with the laws of Colombia, without regard to its conflict of law provisions.
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